Problems solved

Explore how designs have been brought to life, with testimonials showcasing their business impact

Moneysupermarket logo

A different online form

Journey mapping

Prototyping

Validation / iteration

Design system

The problem

  • Poor question set performance
  • Negative user feedback: ‘long and complex questions’
  • Outdated design & branding

The solution

  • Reworked question set journeys validated with users (UX solution)
  • Brand new design system (UX/design solution)
  • Re-branding (branding and design solution)
Project details

Similar to other brands, Moneysupermarket undergoes regular brand refreshes, which was due in 2020. While the creative and design team work on the brand and visual evolution, my UX team was tasked with tackling the poor question set performance by conceptualizing a different type of question set, and validating this with users using prototypes and customer research.

Initial feedback

In response to the initial user feedback, after extensive exploration we started experimenting with a new pattern called “gradual form reveal.” This allows users to view the next question only after successfully answering the current one. Previously, users would inadvertently trigger unwanted validations resulted in journey drop-offs due to frustration and missing answers in lengthy forms.

In order to find out if this solutions would solve our initial problems, we created a functional prototype, that simulates the new functionality of the question set on the mobile website.

The new pattern

This new pattern resonated well with the test audience in usability testing. Based on the feedback, we iterated the initial concepts and turned them to be used in practice. As a next step, we developed a UX playbook, which served as a comprehensive documentation outlining the new question set pattern, and detail the functionality and behaviors of the improved user journeys. In parallel, UI designers collaborated on redesigning our components, while content designers ensured that our copy aligned with our new tone of voice.

Brand - emotional space
Brand guidelines on how to utilize the emotional space
Brand - functional space
Brand guidelines on how to utilize the functional space

The UX playbook played a crucial role in documenting the user journeys in the next version of the design system.

Project summary

A/B testing these features in quantitative environment on financial products such as mortgages, credit cards, and loans resulted in exceptionally positive outcomes. There were significant uplift on question set conversion rate and consistently less drop-offs across all devices with the new question set compared to the control version.

Beyond quantitative metrics, customers reported increased engagement and focus on the necessary field while completing the question set. They specifically highlighted the benefits of the progress bar, indicating their progression in the question set.

Project year: 2020-2021

Duration: 12 months

Team: 5 UX, UI and content designers


Moneysupermarket logo

A revolutionary life insurance journey

Service design

Prototyping

Validation / iteration

Product optimization

The problem

  • Outdated and broken life insurance comparison experience
  • Compliance challenges, based on upcoming regulatory standards

The solution

  • A new, streamlined comparison and purchase experience on the price comparison website, considering the customer’s health status and personal needs (UX solution)
  • Unified question-set for insurers (tech solution)
Project details

In a significant strategic move, the company has embarked on a bold initiative to revolutionize the life insurance comparison market. Their objective was to provide customers with a true price comparison of life insurance policies, based on their health status, personal requirements and needs. Although this may seem evident now, before 2018, this was not the norm and the comparison was tedious and convoluted. Also it failed to comply with upcoming ICOBS and IDD standards.

True comparison & Buy Now proposition

In 2016, individuals had the following options to purchase life insurance: visit a price comparison website or directly get a quote from an insurer.

To obtain the most advantageous deals, users preferred comparison websites like MoneySuperMarket because they could easily compare quotes from various insurers.

The old journey

To get quotes, users answered a few questions about cover amounts, personal details, and smoking habits. This a relatively short form, took only a few minutes to answer.

Then they were presented with a list of quotes. However these prices were not necessarily accurate, because it didn’t take an account the customer’s health and lifestyle.

This provided a false expectation for customers, as they believed they had answered all necessary questions to obtain a quote, and the prices displayed are the actual prices they can purchase the policies.

Unfortunately that wasn’t the case as they needed to continue filling out more questions on the selected insurer’s website.

Step 1

Start a new quote by answering 10-12 basic questions

Step 2

Get initial quotes from insurers with indicative prices

Step 3

Continue on the insurer’s site by selecting a quote

This was quite frustrating for the users. They had spend up to 15-20 minutes answering more, detailed questions about their health history, lifestyle, and further policy requirements.

Also, because this happened on the insurer website,  there was a disconnect in the user experience and visual design between the insurer’s website and the comparison site during the quoting process. On occasion, the insurer’s website provided a poorer user experience compared to the comparison site.

If the customer persisted through the additional inquiries, they most likely discovered that their prices had been altered and potentially increased. Also, they had no choice to select an alternative insurer.

Step 4

Answer 30 or more questions about your health and lifestyle

Step 5

Get a real prices and full policy details from the selected insurer only

Step 6

Either purchase the policy or go back to Step 2 and try with another insurer

Multiple problems

This posed multiple problems for the customers, Moneysupermarket and also for the financial regulators:

In response to numerous customer feedback, my team helped Moneysupermarket to design, validate and implement a streamlined process, disrupting the life insurance market with a compelling “Buy now” proposition.

The new, streamlined journey

The new journey put more questions upfront for the customers, however at this point they expected to answer a lot of questions, so more dropoffs are expected to be balanced out by better conversion rate when buying the policies.

This assumption seemed to be the case as customers appreciated the real policy prices on the comparison page, as those were based on their health and lifestyle factors.

The new journey was made possible by a new integration technology between unified question sets between insurers.

It also enabled the customers to directly purchase policies from the comparison site, thereby eliminating the cumbersome additional steps and potentially subpar user experience on the insurer’s website.

Step 1

Complete a longer question set upfront, including detailed health and lifestyle questions

Step 2

Get quotes with real prices and full policy details from all insurers based on their answers

Step 3

Select the most suitable policy and purchase it from the price comparison website

Summary

Launching a substantial project like this entails inherent risks mainly to commercial performance and KPIs, such as site conversion rate. Nevertheless, the outcomes were promising and effectively addressed the initial challenges:

In order to tackle decreased sales performance and to comply with future regulations and standards, my team continued to work on the life insurance comparison channel.

Project year: 2018

Duration: 9 months

Design team: 3 product designers


Goal and need based life insurance journey

Introducing the MVP of the Buy Now proposition in 2018, there were still a lot of areas for improvement. The increasing demands from regulators and the potential for enhanced conversion performance presented us with further opportunities to optimize the user journey.

We identified the following areas of improvement in the question set around conversion rate and sales performance:

Number of questions

Every question presents an additional challenge for the user to overcome, thereby posing a risk of an elevated drop-off rate and a decline in the conversion rate.

Relevance of questions

Are all questions relevant? Can we simplify, combine, or remove certain questions to reduce the effort required to complete the question set?

Order of questions

Did we ask questions in the right order, and did we avoid asking similar questions, where the customer could feel they already answered that?

Clarity of questions

Did we communicate clearly and avoid using jargon or commercial language? Did we provide sufficient information to help answer complex questions?

Concurrently, additional areas have been identified for enhanced compliance with forthcoming regulations and standards set forth by the FCA:

Identify customer demands and needs

Did we ask all the right questions to identify the level of cover is needed for our customers?

Results based on customer needs

Did we clearly present results, policy details and cover levels based on our customer’s demands and needs?

Summary

Testing new concepts and optimized question flows resulted a consistent improvement in conversion and sales metrics, while simultaneously enhancing compliance with regulatory standards.

Project year: 2019-2020

Duration: 6 months

Design team: 2 product designers


Barclays logo

The Pingit app redesign

Service design

Prototyping

Mobile app

Interaction / motion design

The problem

  • Outdated design & branding on the Pingit mobile app
  • Convoluted customer journeys (e.g. onboarding experience)

The solution

  • Rebranded app (design solution)
  • New interaction principles for the design system
    (UX/IxD)
  • Redesigned user journeys (UX solution)
Pingit app mockup 1
Pingit app mockup 2
Project details

The Barclays Pingit app was a mobile payment solution that allows users to send and receive money instantly, using just a mobile number. It offered a simple and secure way to make payments, split bills, and manage finances, without needing to share bank account details. While it was a standalone app (2015), the design team was involved in redesigning the mobile application to provide better user experience.

Pingit received a major UX overhaul and a brand new visual identity in 2015. I’ve been hired as a UX/interaction designer mainly to help re-designing the UX journeys and the interactions of the app.

User flows and wireframes

Some of the early flows and wireframes developed during workshops, based on feedback from user research sessions, served as the foundation for navigation concepts and prototypes.

Motion design

The newly released application has undergone a visual transformation, featuring a redesigned logo. I have contributed to the motion design concepts for the logo’s animation, which is displayed during the loading process, below the initial storyboard. The animation was crafted using Adobe After Effects.

Scope of work

The UX team reworked almost every aspects of the mobile app journey including:

  • user onboarding
  • main navigation
  • main hub page
  • payment methods
  • payment flows
  • accounts view
  • app settings

The project was quite complex, because at the same time of the UX overhaul, the app received many additional functions on top of the brand new look & feel.

Pingit iOS mockup
Payment to a mobile number (iOS app)
ping.me web service
Payment to Pingit users using a browser (pingit.me)
Pingit for Android
Auto-topup for non-Barclays accounts
(Android app)
Pingit for Android
Pingit jars
(Android app)
Pay a contact
(Android app)

Project summary

The revamped user interface, redesigned customer journeys, and enhanced interactions provided a rejuvenated experience for the Pingit application. The app received further features in the following years. Later in 2021, Pingit and its features were subsequently merged with the Barclays mobile app.

Project year: 2015-2016

Duration: 9 months

Design team: 6 designers


JD sports logo

Coming soon…

Design system

Service design

IA

Product strategy

Product optimization

JD sports logo